Individual Voluntary Arrangement (IVA) – Speak to simple-ivas about your debt problems
Debt is affecting more and more people across the UK and simple-ivas are here to help with our individual voluntary arrangement (IVA) plans which can help those with substantial financial arrears. Our individual voluntary arrangements:
• Often cut debts by as much as 75%
• Reduce monthly outgoings to more manageable levels
• Stop undue harassment from creditors
• Help avoid insolvency and bankruptcy proceedings
An individual voluntary arrangement from simple-ivas is one of the best ways to get finances back on track and make debt a thing of the past. Speak to a simple-ivas debt advisor today about an IVA plan. Just call 0800 031 9802 to regain control of your finances.
Individual Voluntary Arrangement – Tackling Debt
When deciding whether an individual voluntary arrangement from simple-ivas is the right solution for you, it is important to understand what an IVA entails. Some key points to bear in mind regarding an individual voluntary arrangement include:
• An IVA from simple-ivas is a formal agreement between you (debtor), your creditors and an insolvency practitioner. A proposal is drawn up and a plan of action of how to pay back debts is devised to each party’s agreement.
• Individual voluntary arrangements from simple-ivas can stop bankruptcy proceedings bought against an individual and help you avoid the negative implications associated with declaring bankruptcy.
• An IVA provided from simple-ivas can have you free from debt in as little as 5 years, is confidential, and doesn’t have the credit rating ramification associated with bankruptcy
An IVA from simple-ivas may not be the right solution for all debt situations. For example, if your financial arrears are relatively small, then one of our debt management plans may be more suitable. However, an individual voluntary arrangement would be applicable in the following circumstances:
• Your debts are £15,000 or above
• You earn a regular monthly income
• You can afford to pay off at least £250 of your debts each month
Simple-ivas – A name you can trust for individual voluntary arrangements
Here at simple-ivas, we are delighted to offer expert debt advice from our friendly and professional advisors and we are confident of finding the right IVA solution for you. We look at each case on its own merits and all our IVAs will:
• Provide a fair assessment of your income and outgoings and produce an individual voluntary arrangement that reflects this
• Give you the chance at a fresh financial start free from the debt problems of the past
• Potentially write off a substantial portion of your debts and reduce your outgoings each month
When it comes to stepping clear of debt, here at simple-ivas we firmly believe in the importance of working as a team to create the right solution to financial arrears. We have a team of debt management experts ready and waiting to ease your debt burden through our range of services.
To find out more about an individual voluntary arrangement, our debt management plans or to discuss your situation with one of our simple-ivas advisors, just call 0800 031 9802 or email enquiries@simple-ivas.com.
See below for more information :-
Being in debt can be one of the most stressful experiences imaginable and research carried out by Christians Against Poverty found it effects relationships adversely. Many will use an IVA to get their finances back on track.
Just when the debt management problem in the UK seemed to be at its worst, record oil prices have led to record power costs. Many people in debt will use an IVA to tackle their financial strife and get back into the black.
Petrol is often referred to as ‘black gold’ and it’s not hard to see why given the current price of petroleum. The sudden increase in petrol costs is causing debt nightmares and many will utilise an IVA to tackle financial arrears.
Food, which is, of course, a basic need is also starting to create a debt management nightmare for consumers. Food bills have shot up 15% in a year and many will utilise an IVA to tackle their financial problems head on.
Debt management is difficult enough in the current climate but research suggests people are paying bills not belonging to them. Many in debt will utilise an IVA in 2008 to sort out their debt arrears and get back on track.
Keeping debt in check is largely akin to walking a tightrope and this has become even more precarious due to a lack of balance transfer deals. Many will utilise an IVA when debt problems become insurmountable.
Those who are already financially floundering have been dealt another blow with the news that banks are now rejecting 18,000 credit applications a day. Many will use an IVA to help them tackle debt problems.
More homeowners are having to turn to individual voluntary arrangement plans and are in dire need of debt help so that they can hold onto their properties.
As more UK businessmen and homeowners are being hit hard by the credit crunch, forced into individual voluntary arrangements or bankruptcy, some are fleeing to greener pastures.
As more employees face up to the real risks of redundancy, they could find themselves with temporary but unmanageable debts – an individual voluntary arrangement could help.
Consumers are being squeezed from all directions as fuel, food and now the cost of clothes is eating away at debt – an individual voluntary arrangement plan is one way of tackling financial difficulties.
News reports show that the 'pregnancy risk' can impact on a woman's employability – and an unplanned addition to the family could leave you landed with an individual voluntary arrangement.
As more homeowners struggle with mortgage arrears, the demand for individual voluntary arrangements is set to soar.
Going on holiday is enough of a financial burden as it is but research has shown that people are wasting money unnecessarily on ‘junk’ abroad. An IVA is a good way to eradicate financial arrears and enjoy a debt free future.
The price of living has gone up and so has the price of dating so it would seem. A report has shown the spiralling costs of entertaining the opposite sex. Many in debt choose an IVA to help battle financial arrears.
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